Many drivers are looking for ways to lower their auto insurance costs. Direct Auto Insurance offers a way to save money without losing coverage. They focus on non-standard policies for drivers who are considered high-risk.
Direct Auto knows how tough it can be for drivers with DUIs, accidents, or speeding tickets. Since 1993, they’ve helped drivers get a second chance. Their website and app are in Spanish and English, making it easy to manage your policy.
Key Takeaways
- Direct Auto Insurance specializes in non-standard coverage for high-risk drivers
- The company offers accessible options for those with DUIs, accidents, or speeding tickets on their record
- Direct Auto provides SR-22 filings and liability coverage to meet state requirements
- Rates may be higher than average for drivers with clean records, but Direct Auto can be a viable option for those struggling to find affordable coverage elsewhere
- The company’s website and mobile app are available in both English and Spanish for added convenience
Direct Auto rates might be higher for drivers with clean records. But for those with challenges, they offer valuable coverage. They have specialized rates and plans to help you get back on the road safely1.
Don’t wait to save on your auto insurance. Check out Direct Auto today. Their platform is easy to use, and they’re dedicated to helping high-risk drivers find affordable coverage1.
Understanding Direct Auto Insurance Coverage Options
Direct Auto offers a variety of insurance options for high-risk drivers. They have everything from basic liability plans to full coverage. This ensures you’re well-protected while driving.
Essential Liability Coverage Plans
Direct Auto’s liability insurance meets or beats state minimums. It covers damage and injuries to others if you’re at fault. Liability insurance is key, and Direct Auto makes it easy to get.
Comprehensive and Collision Protection
Direct Auto also has comprehensive coverage and collision protection. Comprehensive covers damage from weather, theft, or vandalism. Collision helps pay for repairs or a new car if you’re in an accident.
Additional Coverage Add-ons and Riders
Direct Auto offers extra coverage options. You can get uninsured/underinsured motorist coverage, medical payments, and towing. In some states, you can also add roadside assistance and towing and labor. But, they don’t offer gap insurance or accident forgiveness.
Exploring the car insurance quotes and options from Direct Auto helps you customize your policy. This way, you get the right coverage for your needs and budget.
How to Get the Best Rates with Direct Auto Insurance
Finding online auto insurance that’s affordable can be tough. But Direct Auto Insurance makes it easier. They focus on helping high-risk drivers get coverage that’s hard to find elsewhere2. Even though Direct Auto might not be the best for most drivers, it’s a good choice for those needing SR-22 insurance2.
Direct Auto has special coverage for drivers with bad records, like DUIs or accidents2. They offer liability, collision, and more2. Their rates might be higher, but they’re often cheaper than standard insurers for high-risk drivers2.
Direct Auto also offers discounts up to 25% to help you save2. You can get these discounts by driving safely, having multiple policies, or even being a homeowner2. You can buy policies online, by phone, or in person in some states2.
Direct Auto was bought by Allstate in 2021, but they’ve been around since 19932. They offer flexible payment plans and customizable due dates. This makes cheap auto insurance more available for high-risk drivers2.
“Direct Auto offers a range of discounts and flexible payment options to help high-risk drivers find affordable coverage.”
By using Direct Auto’s discounts and tailored coverage, drivers can find the best auto insurance rates. These rates fit their unique needs and budget23.
Conclusion
Direct Auto Insurance might not be the top pick for drivers with clean records. But, it’s a good option for those who find it hard to get affordable coverage elsewhere4. It focuses on helping high-risk drivers, making it a good choice for those with less-than-perfect driving histories4.
Direct Auto has a variety of coverage options, discounts, and payment plans. These are designed to meet the needs of high-risk drivers, offering them a way to get auto insurance4.
But, it’s key to remember that Direct Auto has mixed customer satisfaction ratings. It’s also not available in all states4. For drivers needing SR-22 filings or having trouble getting standard insurance, Direct Auto can help with direct auto insurance, affordable car insurance, and vehicle coverage plans needs4.
In summary, Direct Auto Insurance isn’t the best auto insurance for everyone. Yet, it’s a practical choice for those facing special challenges in finding affordable coverage546. Drivers should weigh Direct Auto’s pros and cons to see if it fits their insurance needs.
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FAQ
What is Direct Auto Insurance?
Direct Auto Insurance was bought by Allstate’s National General in 2021. It focuses on covering high-risk drivers. It was started in 1993 and helps those with DUIs, accidents, or speeding tickets.
What coverage options does Direct Auto Insurance offer?
Direct Auto has basic liability coverage and protection for comprehensive and collision damage. They also offer extra coverage like uninsured/underinsured motorist and medical payments. But, they don’t have gap insurance or accident forgiveness.
What discounts are available with Direct Auto Insurance?
Direct Auto has discounts to save up to 25% on policies. These include safe driving, multi-policy, and multi-car discounts. They also have discounts for vehicle equipment, prior coverage, homeowner, welcome back, and affinity.
How can I get a quote from Direct Auto Insurance?
To get a quote, visit Direct Auto’s website, call, or talk to an agent in person. They have flexible payment plans and customizable due dates. This makes coverage more affordable for high-risk drivers.
Who is Direct Auto Insurance best suited for?
Direct Auto Insurance is for high-risk drivers who find it hard to get affordable rates. It’s not the top choice for drivers with clean records. But, it offers good options for those with imperfect driving histories.
